Our business approach is simple; provide a great service at the lowest price. United Merchant Processing Association (UMPA) is a family owned and operated business committed to helping members run their business better. Since 1998, UMPA has been providing unparalleled personal support, seamless technology, and the lowest rates in the industry!

100% U.S. Customer Support

We believe in old fashioned customer service plain and simple. Our members receive 100% U.S.-based customer and technical support with live bodies trained and ready to help 24-hours a day.

Latest Technology

We offer the most dynamic and current merchant processing solutions available, from standard terminals to the most sophisticated software.

Our team stays on the cutting-edge of industry advancements to offer our members the latest in security and convenience for payment processing, including both terminal and mobile solutions.

Low Card Fraud Exposure

We specialize in keeping our member’s credit card fraud exposure as low as possible. By utilizing the latest security technology in the processing industry, such as the Address Verification System (AVS), we’re able to keep fraudulent chargebacks from cutting into your profit.

No Fine Print & No Monthly Minimums

We fully disclose all fees and costs upfront with no fine print to study. We offer no monthly minimums, maximums, annual, or retrieval fees on our fee schedules.